Chapter 7 and Your 2nd Mortgage
CHAPTER 7 AND YOUR 2ND MORTGAGE While you may be able to strip these off of your home in a Chapter 13, in a Chapter 7, you may still be able to effectively ignore it and keep your home. However, the...
View ArticleDebt Freedom and Retirement
Debt Freedom is Required for Retirement If you’re like most of us, you’re planning to retire on your 401k or other similar Retirement plan. And you’re wondering if Walmart and McDonalds will have too...
View ArticleChapter 13 2nd Mortgage Lien Stripping
Chapter 13 2nd Mortgage Lien Stripping You may be able to strip your 2nd mortgage or home equity line of credit, Heloc, off of your home in a Chapter 13. Not only can you discharge the loan, or...
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Bankruptcy Attorney David Nelson
TEMECULA BANKRUPTCY ATTORNEY DAVID NELSON I have been a Bankruptcy Attorney since the very beginning. Having graduated in the top 15% of my class I passed bar the first time and in June of 1994 I...
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Reaffirmation Agreements
REAFFIRMATION AGREEMENTS A Reaffirmation Agreement is a new promissory note to keep paying on an old contract for the purchase of goods where the lender can repossess or foreclose the goods. Because...
View ArticleBankruptcy Means Test Basics
Bankruptcy Means Test Basics _____________ Bankruptcy Means Test is the Chapter 7 Qualification Test. However, if you do not qualify for a 7, it is also used to determine the amount of your chapter 13...
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